Eligibility Criteria

• Pakistani National Identity Card Holder
• Salaried Individuals:
  • Minimum Salary PKR 25,000/-

  Age:

  • Minimum 21 years to 65 years at the time of loan maturity(Private Sector Employees)
  • Minimum 21 years to 60 years at the time of loan maturity(Government Sector Employees)
• Self Employed/Others:
  • Minimum Income :PKR 50,000/- per month (Assessed on Bank Statement or Documentary Evidence)

  Age:

  • Minimum 1 year in current business.
  • Minimum 21 to 70 years at time of loan maturity

• Salaried Individuals including Government/Semi Government employees and Employees of Armed Forces
• Professionals (Chartered Accountants, Consultants, Doctors, etc.)
• Self Employed Individuals, Proprietorships, Partners, Family Business
• Landlords, Housewives & Retired Individuals with consistent Rental Income/Foreign Remittances.

• You should have income from any of the following sources:
  • Employment (Permanent/Contractual)
  • Business (Partnership/Proprietorship)
  • Rental Income
  • Agricultural Income
  • Remittances from Abroad
  • Co-Borrower’s Income (Co-Borrower Case)