You can earn Orbits, Bonus Orbits and Tier Bonus through the following products and services.
You can earn Orbits, Bonus Orbits and Tier Bonus through the following products and services.
Every time you bank through any of the listed products or services you earn points called Orbits.
You get Bonus Orbits whenever you sign up for a new Alfalah product or service.
The number of Bank Alfalah products you hold will allow you to earn a multiplier on your total monthly Orbit earning.
Alfalah Orbit Rewards programme has 4 tiers. Basic Tier, Orbit 3, Orbit 6 and Orbit 9. Once you’re a member you can move up tiers by signing up more products. Each tier multiplies your earned orbits in a month on a monthly basis.
Product Category | Sub-Products | Orbits Earn | |
---|---|---|---|
Debit Cards |
Classic | 1 Orbit on every POS spend of Rs.200/- | |
Gold | |||
Visa Signature / PowerPack | 1.6 Orbit on every POS spend of Rs.200/- | ||
Deposits |
Current Account | If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 5 Orbit Monthly Cap: 500 Orbits | |
Savings Account | If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 5 Orbit Monthly Cap: 500 Orbits | ||
Digital Banking |
Internet Banking | 25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month | |
Alfa (Mobile App) | |||
SMS Alerts (Fee Based Branch Banking SMS Alerts) |
1 Orbit on every POS spend of Rs.200/-
1 Orbit on every POS spend of Rs.200/-
1.6 Orbit on every POS spend of Rs.200/-
If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 5 Orbit Monthly Cap: 500 Orbits
If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 5 Orbit Monthly Cap: 500 Orbits
25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
Product Category | Sub-Products | Earn Orbits on Sign-up | |
---|---|---|---|
Debit Cards |
Classic | 50 Orbits | |
Gold | 100 Orbits | ||
Deposits |
Current Account | 50 Orbits | |
Savings Account | 50 Orbits | ||
Consumer Financing |
Home Musharka | 1,000 Orbits | |
Car Ijarah | 500 Orbits | ||
Bancatakaful |
Bancatakaful (BAFL Branches Only) | Rs. 1 – 49,999 – 200 Orbits Rs. 50,000 – 99,999 – 300 Orbits Rs. 100,000 – 249,999 – 500 Orbits Rs. 250,000 – 499,999 – 1,000 Orbits Rs. 500,000 – 999,999 – 1,500 Orbits Rs. 1,000,000+ – 2,000 Orbits |
|
Digital Banking |
Internet Banking | 25 Orbits | |
Mobile App | |||
SMS Alerts (Fee Based Branch Banking SMS Alerts) | |||
Investment Products |
Investment Products (BAFL Branches & Alfa App Only) | Rs.100k-2.99M – 500 Orbits | |
Rs.3M – 9.99M – 1,000 Orbits | |||
Rs.10M+ – 2,500 Orbits |
50 Orbits
100 Orbits
50 Orbits
50 Orbits
1,000 Orbits
500 Orbits
Rs. 1 – 49,999 – 200 Orbits
Rs. 50,000 – 99,999 – 300 Orbits
Rs. 100,000 – 249,999 – 500 Orbits
Rs. 250,000 – 499,999 – 1,000 Orbits
Rs. 500,000 – 999,999 – 1,500 Orbits
Rs. 1,000,000+ – 2,000 Orbits
25 Orbits
25 Orbits
25 Orbits
Rs.100k-2.99M – 500 Orbits
Rs.3M – 9.99M – 1,000 Orbits
Rs.10M+ – 2,500 Orbits
Tier | Eligibility | Benefits |
---|---|---|
Any Bank Alfalah product or a current or savings account and less than 3 products | As per the eligible product rules | |
Current or Savings Account + any 3 eligible products | 10% of accumulated Orbits earned in a month | |
Current or Savings Account + any 6 eligible products | 25% of accumulated Orbits earned in a month | |
Current or Savings Account + any 9 eligible products | 100% of accumulated Orbits earned in a month |
In addition to the Orbits you earn on each product, you can earn a multiplier on the total number of Orbits earned depending on the number of products you hold with the bank. All you need is a current or savings account and a combination of 3, 6 or 9 products to earn a bonus of 10%, 25% or 100% of the total Orbits earned during a month.
Tier bonus awards and downgrades are added at the start of each month. Grace period if the customer reduces/cancel number of products: 3 months