Introducing our groundbreaking wellness program that puts the power of managing your health and well-being right in your hands!
EFU Life WIN is a data-driven program that assists you in your journey towards living a healthier lifestyle by tracking your physical activity, monitoring your nutritional intake, challenging you to push your limits and offering rewards for accomplishing every milestone. With EFU Life WIN, we aim to empower our participants to take charge of their health, while still enjoying the peace of mind that comes from being protected by Pakistan’s leading life insurance company.
EFU Life WIN is your ultimate partner in this journey to a healthier, happier you!
EFU Life WIN – Hemayah Takaful Savings Plan:
EFU Life WIN – Hemayah Takaful Savings Plan not only protects your loved ones in unforeseen circumstances but also allows you to earn rewards and benefits throughout your life by maintaining a healthy lifestyle.
This product is a unit-linked Shariah-compliant investment plan, different from traditional Family Takaful. It allows you to invest your contributions in a fund of your choice, emphasizing your financial growth. But it doesn’t stop there. With our Wellness feature, you can maximize your rewards, including short-term, medium-term, and long-term membership-linked benefits that encourage healthy living.
About Unit Linked Savings Plan:
| Attribute | Details |
|---|---|
| Eligible Age | 18 to 65 years |
| Minimum & Maximum Plan Term | 10 to 40 years |
| Maximum age at Maturity | 75 Years |
| Minimum Premium | PKR. 250,000 per annum |
| Fund Acceleration Plan | Minimum: PKR. 50,000 |
| Payment Mode | Annual |
| Protection Multiples | 5–50 (depending on the age of the policyholder at entry) |
| Short Term | Up to 24,000 annually |
| Medium Term | Up to 10,000 annually |
| Long Term | Up to 35% annual bonus based on policy term & annual statuses |
Disclaimer:
- This product is underwritten by EFU Life – Window Takaful Operations. It is not guaranteed or covered by Bank Alfalah or its affiliates and is not a product of Bank Alfalah. Hence EFU Life – Window Takaful Operations is responsible for all underwriting risk.
- Bank Alfalah is just a promoter/ distributor and corporate takaful agent of this product to its valued customers.
- Growth in the value of your contribution will depends on the performance of the selected Fund in which the contributions are invested.
- All investments made in the selected Fund are subject to market risks. The investment risk of the selected fund will be borne by the participant.
- Arrangements of all Takaful Claims, charges and payments relating to the Takaful Policies shall be the sole and exclusive responsibility of EFU Life – Window Takaful Operations.
- The past performance of the fund is not necessarily a guide to future performance. Any forecast made is not necessarily indicative of future or likely performance of the funds and neither EFU Life – Window Takaful Operations nor Bank Alfalah will incur any liability for the same.
- A personalized illustration of benefits will be provided to you by our consultant. Please refer to the notes in the illustration for detailed understanding of the various Terms and Conditions; you are required to fully understand the illustration and other terms and conditions of the plan.
- Service Charges and taxes will be applicable as per the Bank’s schedule of charge and taxation laws as stipulated by relevant authorities.
