Alfa Transaction Takaful: For Secure and Confident Banking Transactions
At Bank Alfalah Islamic, we understand the importance of security when it comes to your financial transactions. With our multiple coverage options, you can be confident that you are secure against fraud ensuring financial protection. Choose Bank Alfalah Islamic and enjoy the security you deserve with Alfa Transaction Takaful by EFU!
Alfa Transaction Takaful by EFU
How to Apply for Alfa Transaction Takaful by EFU?
- Login to Alfa
- Tap on Takaful
- Select Alfa Transaction Takaful
- Select your desired Contribution & Agree to the Basic Fact Sheet
- Confirm your consent by pressing 1 over recorded/IVR call
- Check your details in the Policy Briefcase
EXCLUSIONS
Exclusions |
- Any kinds of errors in Transactions Recording System
- Debiting of participant’s account by amounts in excess of or less than the actual transaction amount
- Debiting the account by an amount in excess of the allocated card limit allocated by the bank/ financial institution/ account balance
- No cover for any kind of cyber fraud/ liability/ crime related and similar losses
- No cover given for losses which were already known to the participant before the issuance date of this PMD
- No coverage for spoofing where participant innocently or knowingly provide confidential bank information
- No cover for any mysterious transaction whose cause of loss cannot be ascertained and determined
- Any loss not discovered and intimated during the PMD period
- Any kind of fraud committed by the participant himself/ herself whether alone or in collusion with anyone
- Any loss resulting directly or indirectly by participant’s sharing the personal information including but not limited to OTP (One-time password), personal account and/ or card details etc. consciously or unconsciously or while under any threat or duress
- War, SRCC, terrorism and political risk exclusion, nuclear risks exclusion, communication / infectious disease, Sanction Limitation Exclusion and Money Laundering exclusion
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EFU- WTO is the product underwriter and BAFL is the distributor of the product.