Identity Theft

What is it?

Identity theft occurs when someone illegally obtains and uses your personal information—such as your CNIC, bank details, or other sensitive data—without your permission. The thief may use this information for financial gain, committing fraud, or other illegal activities.

How It Works?

• Data Breaches: Hackers gain access to databases with personal information, which they can then use to impersonate victims.
• Phishing and Scams: Scammers trick you into revealing personal details through fake emails, phone calls, or websites, which they can then use for identity theft.
• Financial Fraud: Thieves may open bank accounts, apply for loans, or make fraudulent purchases in your name, causing financial harm.
• Other Criminal Activities: In some cases, stolen identities may be used for criminal activities or to bypass security checks, affecting your legal standing.

Prevention Strategies:

• Avoid sharing sensitive data, such as your CNIC or bank details, unless absolutely necessary and with trusted sources.
• Secure your online accounts with strong, unique passwords and enable two-factor authentication (2FA) wherever possible.
• Regularly check your bank statements, credit reports, and social security records for any unusual activity.
• Do not click on suspicious links or respond to unsolicited emails asking for personal information. Always verify the sender’s identity.
• If you suspect your identity has been stolen, immediately contact your bank, credit agencies, and local authorities to report the theft and take action to mitigate the damage.