Nothing is more important than your health!
Alfalah Insurance – Global Care is an international health insurance product backed by world leading health insurance provider AXA and powered by Alfalah Insurance. It offers medical treatments in more than 160 countries across the globe with the convenience of going cashless at more than 1 million healthcare facilities worldwide.
In-Patient & Day Care Treatment
Out-Patient Treatment
Other Benefits
| Alfalah Insurance Global Care – Powered by AXA | ||||
|---|---|---|---|---|
| Benefits | Diamond | Sapphire | Emerald | Pearl |
| Overall Yearly Maximum Limit, up to | $1,000,000 | $750,000 | $500,000 | $250,000 |
| Conversion to PKR | Rs220,000,000 | Rs165,000,000 | Rs110,000,000 | Rs55,000,000 |
| Area of cover | Worldwide including / excluding USA (excluding Sanctioned countries) |
Worldwide including / excluding USA (excluding Sanctioned countries) |
Worldwide including / excluding USA (excluding Sanctioned countries) |
Worldwide including / excluding USA (excluding Sanctioned countries) |
| Outside area of cover | All areas covered (excluding Sanctioned countries) |
Emergency treatment only and up to a maximum limit of $300,000 per policy year and subject to inner limits shown below |
||
| Daily Accommodation Charges (per day/night) |
Up to $240 in Pakistan and India Up to $720 Outside Pakistan and India |
Up to $210 in Pakistan and India Up to $540 Outside Pakistan and India |
Up to $180 in Pakistan and India Up to $360 Outside Pakistan and India |
Up to $150 in Pakistan and India Up to $300 Outside Pakistan and India |
| Hospital Charges | Included | Included | Included | Included |
| Organ Transplant | Included | Included | Included | Included |
| Reconstructive Surgery | Included | Included | Included | Included |
| Surgical implants | Included | Included | Included | Included |
| Companion Accommodation, per night |
$100 | $100 | $100 | $100 |
| New Born Accommodation | Included | Included | Included | Included |
| Congenital Birth Defect | $6,000 | $4,500 | $3,000 | $1,500 |
| Cash Benefit, per night |
$180 per night, up to a maximum of 30 days |
$135 per night, up to a maximum of 30 days |
$90 per night, up to a maximum of 30 days |
$60 per night, up to a maximum of 30 days |
| Psychiatric Treatment | $2,400 | $1,800 | $1,200 | $300 |
| Hospice and Palliative Care up to | Lifetime limit up to $72,000 |
Lifetime limit up to $54,000 |
Lifetime limit up to $36,000 |
Lifetime limit up to $24,000 |
| Pre-existing conditions | $10,000 | $7,500 | $5,000 | $2,500 |
Policy holder will have a 14 day free look period from the date of deduction during which you can cancel the plan and claim a full refund. There is no refund after 14 days.
Premium varies as per the age of client and will be payable in Pakistani currency. Amount of premium payable under this plan can fluctuate depending upon the prevailing rates of USD.
For a better understanding in making your selection according to your savings and insurance needs, you may contact representatives at your nearest Bank Alfalah Limited branch.
The plan is available to all Bank Alfalah Limited customers between 18 to 80 years of age.
At time of claims, the beneficiary needs to contact at claims customer service team, which is available 24/7.
Alfalah Insurance – Global Care is an international health insurance product backed by world leading health insurance provider AXA and powered by Alfalah Insurance. It is not guaranteed or insured by Bank Alfalah Limited.
