In the unpredictable journey of life, EFU Aasaan Savings Plan stands as your steadfast companion, offering guaranteed benefits and the opportunity for your investments to flourish. Tailored to help you achieve your dream lifestyle, this plan ensures you can face the future with confidence.
As a participating insurance plan, EFU Aasaan Savings Plan lets you receive bonuses derived from EFU Life profits, allowing you to benefit directly from the Company’s growth and performance. With guaranteed Sum Assured and Reversionary Bonuses, and additional Terminal Bonuses that increase over time, your commitment is continually rewarded.
Should a financial emergency arise, the plan also offers the flexibility of a Policy Loan.
This plan provides comprehensive financial protection throughout its term, making it an ideal choice for long-term goals like funding your child’s education, planning for retirement, or creating a financial safety net for your loved ones. With EFU Aasaan Savings Plan, you’re not just planning for tomorrow—you’re building a legacy of security and prosperity.
Plan Highlights
- Eligible Age: 18 – 65 years
- Policy Term: 10 – 30 years
- Min. Premium Rs. 30,000/year
- Reversionary, Terminal and Other Bonuses
- Death/Maturity Benefit: Sum Assured + Accrued Bonuses
- Policy Loan Option
- Maturity Age: 75 years
- Mode of payment: Annual
Disclosure of Product
The EFU Aasaan Savings Plan is a participating endowment plan that offers customers the chance to receive bonuses declared by the company. The plan ensures simplicity and ease of understanding for our customers.
Why Choose EFU Aasaan Savings Plan?
- Peace of Mind: Enjoy the security of guaranteed benefits.
- Rewarding Death & Maturity Benefit: Ensure your loved ones receive the Sum Assured plus all accrued bonuses.
- Boost Your Savings: Reversionary and Terminal Bonuses increase your policy’s value over time.
- Financial Flexibility: Access funds when you need them with our convenient policy loan option.
Key Features
- Life Protection: Life cover throughout the policy term which keeps growing with bonuses
- Legacy Creation: Use the maturity benefit to support your family’s future
- Reversionary Bonuses: Bonuses declared and applied annually
- Emergency Funds: Availability of Policy loan option
- Terminal Bonuses: Additional bonuses payable on Death or Maturity
- Enhanced Protection: Add interesting riders for extra coverage
