Introducing our groundbreaking wellness program that puts the power of managing your health and well-being right in your hands!
EFU Life WIN is a data-driven program that assists you in your journey towards living a healthier lifestyle by tracking your physical activity, monitoring your nutritional intake, challenging you to push your limits and offering rewards for accomplishing every milestone. With EFU Life WIN, we aim to empower our customers to take charge of their health, while still enjoying the peace of mind that comes from being protected by Pakistan’s leading life insurance company.
EFU Life WIN is your ultimate partner in this journey to a healthier, happier you!
It’s not just insurance; it’s an exhilarating adventure towards a better you!
Disclosure of Product:
This is a life insurance product which has two distinct elements i.e., Insurance Protection and Investment. The Investment Component is linked to the performance of underlying assets under unit linked fund(s).
Free Look Period:
If you cancel your policy within a free look period of 14 days from the date of the documents receipt, you are entitled for a full refund of premium less any expenses incurred by EFU Life in connection with our medical or clinical examinations.
About Unit Linked Savings Plan:
| Attribute | Details |
|---|---|
| Eligible Age | 18 to 65 years |
| Minimum & Maximum Plan Term | 10 to 40 years |
| Maximum age at Maturity | 75 Years |
| Minimum Premium | PKR. 250,000 per annum |
| Fund Acceleration Plan | Minimum: PKR. 50,000 |
| Payment Mode | Annual |
| Protection Multiples | 5–50 (depending on the age of the policyholder at entry) |
| Short Term | Up to 24,000 annually |
| Medium Term | Up to 10,000 annually |
| Long Term | Up to 35% annual bonus based on policy term & annual statuses |
Disclaimer:
- This product is underwritten by EFU Life Assurance Ltd. It is not guaranteed or insured by Bank Alfalah or its affiliates and is not a Bank Alfalah product. * EFU Life Assurance Ltd will be responsible for settlements of claims to the insured customer(s) or beneficiary(ies).
- Bank Alfalah is acting as a distributor/corporate insurance agent on behalf of EFU Life Assurance Ltd and is not and shall not be held responsible in any manner whatsoever to any person, including but not limited to the insured customer(s), beneficiary (ies) or any third party.
- The investment risk of the fund is borne by the policyholder (insured person) and actual maturity or surrender values may be lower or higher than the projected figures.
- The past performance of funds is not necessarily a guide to future performance. Any forecast made is not necessarily indicative of future or likely performance of the funds and neither EFU Life Assurance Ltd nor Bank Alfalah will incur any liability for the same.
- A personalized illustration of benefits will be provided to you by our sales representative. Please refer to the notes in the illustration for detailed understanding of the various terms and conditions.
- Service charges and taxes will be applicable as per the Bank’s “Schedule of Charges” and taxation laws as stipulated by the relevant authorities.
- This product brochure gives a general outline of the product features and benefits. A description of how the contract works is given in the policy provisions and conditions..
