Introducing Pakistan’s most smart and innovative online payment processing solution. You can collect your payments online easily & securely from anywhere in Pakistan through Alfa Payment Gateway.
Alfa Payment Gateway – Your Business partner for Ecommerce Payments
Sign Up Now
& start collecting payments >>>
& start collecting payments >>>
Why choose Alfa Payment Gateway
As a Merchant you can avail the following benefits:
Signup digitally
Instant merchant account
Integration plugins available
Market competitive pricing by a mile
Multiple Payment modes
Dashboard
Extensive reporting
Online management of refunds and chargebacks through merchant portal
Merchant financing and other banking services available
Pay by Link (No integration needed, ideal for Merchant’s without a website/app)
No Setup or Annual Fee
Sign up digitally and start collecting payments instantly
Payment Options
We are offering the following modes:
Alfa Wallet
Customers can pay directly through their Alfa Wallet Account. There are 1.6 Million active Alfa Wallets as of now
Bank Alfalah Account
Any Bank Alfalah Account holder can pay online. Currently there are 1.7 Million Bank account Customers
Credit/Debit Card
Customers can make payment through Visa or Mastercard Credit/Debit Card. We support both local and international cards
How to Pay via Alfa Payment Gateway
This Video tutorial will help you understand how APG works
Pricing and Settlement Timeline
| Payment Mode | Settlement with Bank Alfalah | Settlement with Other Bank Account | Settlement Time |
|---|---|---|---|
| Alfa Wallet | 0% | 1% | 3 Days |
| Alfalah Bank Account | 0% | 1% | 3 Days |
| Credit/Debit card | 2.5% | 3% | 3 Days |
- Rates subject to merchant’s Volume
- Settlement time 3 Working days only
- Charges apply on transaction basis only
- Charges apply to Merchant only
- Charges are exclusive of FED
- Charges are subject to the settlement mode selected by merchant
- ** For best rates, choose Alfa wallet or Alfalah bank account as settlement account
Integration With Alfa Payment Gateway
Integration Tools
API
API integration for Alfa Wallet & Bank Account
Redirection
Redirect to Alfa Payment Gateway secure payment page for all payment modes
Hosted Checkout (Coming Soon)
Payment checkout for within merchant website or in-app payment collection.
Integration Tools
Pay By Link
Merchants who do not have a website/app or those selling through Instagram/Facebook, Bank Alfalah brings to you the Pay By Link feature to help you collect your online payments without having any integration or website in place.
How to use it?
- Go to Alfa Payment Gateway merchant portal and sign in
- Using the Pay by Link module either generate a payment link or invoice
- Send the payment link to your customer manually or let our system sent it on auto for you
- Customer will receive the link on his email and simply clicks on it to complete payment
- Customer will get a successful payment notification and you will be able to see the payment status in transaction history of merchant portal
Merchant Signup
Any business in Pakistan can sign up digitally and get a merchant account instantly and start collecting payments online. Alfa Payment Gateway is designed to cater the needs of all types of businesses from large enterprises to SME’s, individuals and sole proprietors.
You can choose between the following merchant accounts:
Instant Merchant Account
- Instant Account Creation
- Ideal for small and medium businesses
- Applicable to Individual and Sole proprietors
- PKR 500,000 monthly volume processing limit upon BVS
Corporate Merchant Account
- Standard documentation process
- Account creation takes few weeks
- Ideal for enterprises
- Applicable to registered entities
- No limits on volume processing