Virtual Debit Card

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Virtual Debit Card

Instant, Easy, Secure.

Bank Alfalah Virtual Debit Card” is a digital card that allows you to make online eCommerce purchases internationally. Bank Alfalah Virtual Debit Card, powered by MasterCard, can be generated instantly by customer through Alfa App. Just like any Debit Card, you will get your own Card Number, Expiry Date and the three-digit CVV code, you can select your card limits. The only difference is that you will not receive any physical card.

WHY USE VIRTUAL DEBIT CARD:

Instant Generation: Without any hassle of filling out lengthy documentation, you can generate your Alfa Virtual Debit Card within minutes from Alfa.
No Activation Required: Alfa Virtual Debit Card does not require any activation. Just generate your card and start using it online.
Control over your Spending: Set your own daily transaction limit to avoid any overspending.
Secure Online Payments: Powered by MasterCard, all your transactions through Virtual Debit Card are 3D secure. This means that the cardholder will get a One Time Password (OTP) every time a transaction is attempted.
Global acceptance: Now you can use your Virtual Debit Card on domestic as well as on international websites.

WHERE TO USE ALFA VIRTUAL DEBIT CARD:

Alfa Virtual Debit Card can be used for all types of online payments which include:

Online Shopping

Food Delivery Services

Ride Hailing Services

Online Grocery Shopping

Fee Payment for School, College & Universities

Purchase of Bus, Train or Airlines tickets

Online Monthly Subscription for any service

*Virtual Debit Card is enabled for domestic transactions only. International transactions will be enabled at a later stage.

HOW TO GET YOUR ALFA VIRTUAL DEBIT CARD:

Getting your Alfa Virtual Debit Card is just a matter of few taps on Alfa!
Click to see the steps below:

Step#1: Login to Alfa App.
Step#2: Go to Cards option.
Step#3: Select Virtual Debit Card .
Step#4: Select Account, Card limit & card expiry as per your choice.
Step#5: Accept Terms & Conditions.
Step#6: Generate and Validate OTAC.
Step#7: Generate your Virtual Debit Card.

Virtual Debit Card fee & Charges

Charged Item/ Transaction	Charges
Card Issuance Fee	Rs.200 + FED
International Usage Charges:
Purchases in USD and PKR. Note: Third currency transactions will be first converted into USD as per rate quoted by the card schemes	Up to 5% over prevailing market rate or as per SBP directives
Voucher retrieval fee	Rs. 500/- + FED
Arbitration Charges	USD 500/- + FED