Eligibility Criteria

• • Pakistani National Identity Card Holder
  • Salaried Individuals:
    • Minimum Gross Salary: PKR 30,000/-

    Age:

    • Minimum 21 Years to 65 Years at time of loan maturity for Private Sector Employees and 60 Years for Government Sector Employees

    Job Status:

    • Permanent: Currently employed, with total employment experience of 6 months.
    • Contractual: Currently employed, with total employment experience of 1 year.

• Self Employed Businessmen/Professionals/Others:
  • Minimum Gross Income: PKR 50,000/- per month (Assessed on Bank Statement or Documentary Evidence)

  Age:

  • Minimum 21 to 70 years at time of loan maturity

  Business Status:

  • Minimum 1 year in current business.

Customer Segment

• Salaried Individuals including Government/Semi Government employees and Employees of Armed Forces
• Professionals (Chartered Accountants, Consultants, Doctors, etc.)
• Self Employed Individuals, Proprietorships, Partners, Family Business
• Landlords, Housewives & Retired Individuals with consistent Rental Income/Foreign Remittances.

• You should have income from any of the following sources:
  • Employment (Permanent/Contractual)
  • Business (Partnership/Proprietorship)
  • Rental Income
  • Agricultural Income
  • Remittances from Abroad
  • Co-Borrower’s Income (Co-Borrower Case)