Social Engineering (Fake Calls, Emails, & Messages)

What is it?

Scammers use deceptive tactics like fake emails, SMS, and phone calls to impersonate banks or other trusted institutions. Their goal is to trick individuals into revealing sensitive information such as One-Time Passwords (OTPs), CNIC numbers, or account details.

How It Works?

Fraudsters use various techniques to make their messages look authentic and trick people into disclosing personal data:

• Caller ID Spoofing: They manipulate phone numbers to appear as if they are from a trusted source, such as a bank helpline.
• Urgency Tactics: They create a sense of urgency, claiming your account will be blocked or has been compromised.
• Fake Websites & Links: They send links that direct users to counterfeit banking websites that steal login credentials.
• Malware & Attachments: They send infected attachments via email, which, when opened, can compromise devices and steal sensitive data.
• Personal Data Exploitation: Fraudsters gather information from your public profiles to make their scams more convincing.

Prevention Strategies:

• Think before you click and never open suspicious links or attachments.
• Always verify unexpected requests by calling the official number.
• Never share sensitive information like OTPs, PINs, or passwords via call, SMS, or email.
• Be cautious of urgent requests—scammers create pressure to make you act quickly.
• Strengthen security by enabling Multi-Factor Authentication (MFA) for online banking and email.
• Avoid sharing personal details such as your phone number, CNIC, or address on social media.
• Stay updated on the latest cybersecurity threats by following your bank and trusted authorities.